How the pensions triple lock is calculated each year

Annual percentage change in CPI, nominal pay growth and the state pension

15%

Pension rise is based on whichever is higher: minimum increase of 2.5%; inflation rate (CPI) from previous September; or pay growth from previous July

10

CPI

2.5%

minimum

5

0

Nominal total pay growth

-5

2014

2016

2018

2020

2022

15%

Pension rise is based on whichever is higher: minimum increase of 2.5%; inflation rate (CPI) from previous September; or pay growth from previous July

State pension rose by 10.1%

in April as this was the level

of CPI the previous September

10

CPI

2.5% minimum

5

0

Nominal total pay growth

-5

2014

2016

2018

2020

2022