Affordability crisis: only those on the highest incomes can now afford the median house price in England

House price to income ratio

Affordable

5x

15x

25x

35x

45x income

For the lowest-income households

19.1x

10th

percentile

house*

50th

(median)

90th

2002

2007

2012

2017

2022

For middle-income households

8.4x

10th

percentile

Affordable

50th

90th

2002

2007

2012

2017

2022

For the highest-income households

4.1x

10th

percentile

Affordable

50th

90th

2002

2007

2012

2017

2022

House price to income ratio

Affordable

5x

15x

25x

35x

45x income

For the lowest-income households

19.1x

10th

percentile

house*

50th

(median)

90th

For middle-income households

8.4x

10th

percentile

Affordable

50th

90th

For the highest-income households

4.1x

10th

percentile

Affordable

50th

90th